TERMS, POLICIES & CONDITIONS

Last Updated: June 24, 2026

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING OR USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY ALL TERMS AND CONDITIONS CONTAINED HEREIN.

Thank you for visiting SoniaDumas.com and its affiliated sites and applications (collectively, the "Website," "Site," or "Platform"). This Website is owned and operated by Curio Haus LLC, a Texas limited liability company (the "Company," "we," "us," or "our"), whose principal contact is [email protected].

These Terms, Policies & Conditions ("Agreement") constitute a legally binding contract between you ("User," "you," or "your") and Curio Haus LLC governing your access to and use of the Website and all content, products, services, or materials offered through it. This Agreement applies to all visitors, users, subscribers, purchasers, and any other persons who access or use the Website.

If you do not agree with any provision of this Agreement, you must immediately cease using this Website. Continued use of the Website following the posting of any updates to this Agreement constitutes your acceptance of those changes. We reserve the right to modify this Agreement at any time, and it is your sole responsibility to check for updates.

TABLE OF CONTENTS

  1. Financial Disclaimers

  2. Terms and Conditions of Use

  3. Non-Discrimination Policy

  4. Other Disclaimers and Limitations of Liability

  5. Electronic Communications Policy

  6. Material Connections and Compensation Disclosure Policy

  7. External Links Policy

  8. Accessibility Policy

  9. Miscellaneous Provisions

  10. Digital Millennium Copyright Act (DMCA) Notice

  11. Refund Policy

  12. Affiliate Disclosure

  13. Responsibility, Reliance, and Assumption of Risk

  14. Privacy Policy


1. FINANCIAL DISCLAIMERS

1.1 Not Financial, Investment, or Legal Advice

ALL content published on this Website, including but not limited to articles, blog posts, social media posts, videos, podcasts, courses, digital products, coaching programs, email newsletters, webinars, and any other materials (collectively, "Content"), is provided for general informational and educational purposes ONLY. NOTHING on this Website constitutes, and shall not be construed as:

  • Financial, investment, tax, accounting, legal, or professional advice of any kind;

  • An offer, solicitation, or recommendation to buy or sell any security, investment, financial product, or service;

  • A guarantee, promise, or projection of any financial outcome, result, or return;

  • A substitute for consultation with a licensed financial advisor, attorney, CPA, or other qualified professional;

  • A prediction of future performance or earnings.


1.2 No Guarantee of Results

ANY financial figures, income examples, earnings representations, or results referenced on this Website are illustrative only and represent the personal experience of the Company, its founder, or specific users under particular circumstances that may not apply to you. Individual results will vary and depend on many factors including, without limitation, your background, experience, skill level, market conditions, work ethic, and financial resources.THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING ANY INFORMATION OR STRATEGIES DISCUSSED ON THIS WEBSITE.

1.3 Past Performance Disclaimer

Past performance, results, testimonials, or case studies referenced on this Website do not guarantee, predict, or imply similar future results. All investments involve risk, and the value of investments may go down as well as up. You may lose some or all of your investment.

1.4 Consult a Professional

You are strongly encouraged to consult with appropriately licensed and qualified professionals—including but not limited to a certified financial planner (CFP), registered investment advisor (RIA), licensed attorney, and certified public accountant (CPA)—before making any financial, investment, legal, or tax-related decisions. The Company and its representatives are not licensed financial advisors, brokers, or attorneys.

2. TERMS AND CONDITIONS OF USE

2.1 Acceptance

By accessing, browsing, or using this Website in any manner, you affirm that you are at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater), have the legal capacity to enter into a binding agreement, and agree to be fully bound by this Agreement and all applicable laws and regulations.

2.2 Permitted Use

This Website is provided solely for your personal, non-commercial use unless otherwise explicitly authorized in writing by the Company. You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the Website.

2.3 Prohibited Conduct

Without limiting the generality of Section 2.2, you expressly agree NOT to:

  • Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website or its Content without express written consent from the Company;

  • Use automated tools, bots, scrapers, crawlers, or similar technologies to access or extract data from the Website;

  • Attempt to gain unauthorized access to any portion of the Website, its servers, or any connected networks;

  • Introduce viruses, malware, ransomware, or any other malicious code to the Website;

  • Use the Website for any fraudulent, deceptive, illegal, or unauthorized purpose;

  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity;

  • Collect or harvest any personally identifiable information from the Website without authorization;

  • Violate any applicable local, state, national, or international law or regulation;

  • Engage in any conduct that, in the Company’s sole discretion, is harmful, offensive, or objectionable;

  • Use the Website to transmit unsolicited commercial communications (spam).

2.4 Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, audio clips, video, data compilations, software, and the compilation thereof ("Company IP"), is the exclusive property of Curio Haus LLC or its content suppliers and is protected by United States and international copyright, trademark, patent, and trade secret laws. Unauthorized use of any Company IP is strictly prohibited and may result in civil and/or criminal penalties.You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Content solely for your personal, non-commercial use. This license does not include the right to: download (other than page caching), modify, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or sell any Company IP.

2.5 User-Generated Content

To the extent the Website permits you to submit, post, upload, or otherwise make available any content ("User Content"), you grant Curio Haus LLC a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content. You represent and warrant that you own or have the necessary rights to grant such license, and that your User Content does not infringe any third-party rights.

2.6 Account Security

If you create an account on this Website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify the Company immediately of any unauthorized use of your account. The Company shall not be liable for any loss resulting from unauthorized use of your account.

2.7 Termination

The Company reserves the right, in its sole and absolute discretion, to terminate or suspend your access to all or any portion of the Website at any time, with or without cause, with or without notice, and without liability to you.

3. NON-DISCRIMINATION POLICY

3.1 Equal Access Commitment

Curio Haus LLC is committed to providing equal access to all individuals and does not discriminate on the basis of race, color, religion, creed, national origin, ancestry, sex, gender, gender identity or expression, sexual orientation, age, disability, marital or familial status, pregnancy, military or veteran status, genetic information, or any other characteristic protected by applicable federal, state, or local law.

3.2 Scope

This Non-Discrimination Policy applies to all aspects of the Company’s operations, including but not limited to access to and use of the Website, purchase and receipt of products and services, participation in programs and events, and all communications with the Company.

3.3 Reporting

If you believe you have experienced discrimination in connection with your use of this Website or any Company product or service, please contact us immediately at [email protected] so that we may investigate and address the matter appropriately.

4. OTHER DISCLAIMERS AND LIMITATIONS OF LIABILITY

4.1 Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, PRODUCTS, AND SERVICES PROVIDED THROUGH IT ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT;

  • WARRANTIES THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;

  • WARRANTIES AS TO THE ACCURACY, COMPLETENESS, RELIABILITY, CURRENTNESS, OR QUALITY OF ANY CONTENT;

  • WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE.

4.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CURIO HAUS LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, PARTNERS, SUCCESSORS, OR ASSIGNS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY:

  • DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES;

  • LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL;

  • PERSONAL INJURY, PROPERTY DAMAGE, OR EMOTIONAL DISTRESS;

  • DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;

  • ANY OTHER DAMAGES OR LOSSES,

whether based on contract, tort (including negligence), strict liability, or any other theory, arising out of or in connection with your use of (or inability to use) the Website, even if the Company has been advised of the possibility of such damages.

4.3 Liability Cap

IN NO EVENT SHALL THE COMPANY’S LIABILITY FOR ALL DAMAGES, LOSSES, LEGAL FEES, AND CAUSES OF ACTION, IN THE AGGREGATE, EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO THE COMPANY, IF ANY. IF YOU HAVE NOT MADE ANY PAYMENT TO THE COMPANY, THE COMPANY’S TOTAL LIABILITY SHALL BE ZERO. THIS LIMITATION APPLIES REGARDLESS OF THE FORM OR BASIS OF THE CLAIM, WHETHER IN CONTRACT, TORT, STATUTE, OR OTHERWISE, AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

4.4 Indemnification

You agree to defend, indemnify, and hold harmless Curio Haus LLC and its members, managers, officers, employees, agents, contractors, affiliates, licensors, and successors from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to: (a) your violation of this Agreement; (b) your use of the Website; (c) your User Content; (d) your violation of any law or the rights of a third party; or (e) any misrepresentation made by you.

4.5 Force Majeure

The Company shall not be liable for any delay or failure to perform any obligation under this Agreement due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, strikes, pandemics, governmental actions, internet outages, or third-party service failures.

4.6 Essential Basis of the Bargain

You acknowledge that the disclaimers and limitations of liability set forth in this Section reflect a reasonable and fair allocation of risk between the parties and form an essential basis of the bargain between you and the Company. Without these limitations, the Company would not be able to offer this Website or its content to you.

5. ELECTRONIC COMMUNICATIONS POLICY

5.1 Consent to Electronic Communications

By using this Website, creating an account, making a purchase, or submitting your contact information, you consent to receive electronic communications from Curio Haus LLC. These communications may include, without limitation, emails, newsletters, promotional offers, product updates, administrative notices, and other information related to your use of the Website or purchase of products and services.'

5.2 CAN-SPAM and Anti-Spam Compliance

All commercial electronic mail messages sent by the Company comply with the requirements of the CAN-SPAM Act of 2003 and other applicable anti-spam laws. Each commercial email will include: (a) a clear and conspicuous identification that the message is an advertisement or solicitation; (b) the Company’s valid physical mailing address; and (c) a clear and conspicuous opt-out mechanism.

5.3 Opt-Out Rights

You may opt out of receiving marketing and promotional communications from the Company at any time by: (a) clicking the "unsubscribe" link contained in any marketing email; or (b) sending a written request to [email protected]. Please allow up to thirty (30) business days for opt-out requests to be processed. Note that even after opting out of marketing communications, you may still receive transactional or administrative emails related to your account or any purchases you have made.

5.4 Legal Equivalence of Electronic Agreements

You agree that any agreements, notices, disclosures, or other communications provided to you electronically satisfy any legal requirement that such communications be in writing, to the fullest extent permitted by applicable law.

5.5 Accuracy of Contact Information

You are responsible for ensuring that your email address and other contact information on file with the Company are current and accurate. The Company shall not be liable for any missed communications resulting from inaccurate or outdated contact information you have provided.

6. MATERIAL CONNECTIONS AND COMPENSATION DISCLOSURE POLICY

6.1 FTC Disclosure Compliance

In accordance with the Federal Trade Commission’s (FTC) Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 C.F.R. Part 255) and all other applicable FTC guidelines, the Company makes the following material connection disclosures:

6.2 Affiliate and Partner Relationships

This Website may contain references to products, services, companies, or individuals with whom the Company has a material financial or business relationship. The Company uses the word "partner" to identify such relationships throughout the Website, including in posts, pages, emails, social media, videos, podcasts, and all other content formats. When you see the designation "partner," you should understand that the Company may receive compensation in connection with such relationship. of compensation may include, without limitation:

  • Monetary commissions, fees, or payments;

  • Revenue sharing or profit participation;

  • Free products, services, or access;

  • Equity interests or ownership stakes;

  • Reciprocal promotions or cross-marketing arrangements;

  • Gifts, travel, entertainment, or other non-cash compensation.

6.3 Compensation Does Not Affect Editorial Integrity

The Company only recommends products and services that it genuinely believes may provide value to its audience. However, you should be aware that the receipt of compensation may influence the content, topics, or posts made on this Website. You are encouraged to conduct your own independent research and exercise your own judgment before making any purchase decision.

6.4 Testimonials and Endorsements

Testimonials and endorsements appearing on this Website represent the genuine opinions of the individuals providing them. Results described in testimonials are not typical and individual results will vary significantly. Any material connection between the Company and a testimonial provider (e.g., free product or compensation) will be disclosed in connection with the testimonial.

7. EXTERNAL LINKS POLICY

7.1 Third-Party Links

This Website may contain hyperlinks to websites, applications, platforms, or resources owned or operated by third parties ("Third-Party Sites"). These links are provided for your convenience and informational purposes only. The Company has no control over the content, policies, or practices of any Third-Party Sites and is not responsible or liable for:

  • The availability, accuracy, completeness, or reliability of any Third-Party Site;

  • Any content, products, services, advertising, or other materials available on or through any Third-Party Site;

  • Any loss or damage arising from your use of or reliance on any Third-Party Site;

  • The privacy practices or data collection activities of any Third-Party Site.

7.2 No Endorsement

The inclusion of any link to a Third-Party Site on this Website does not constitute or imply the Company’s endorsement, sponsorship, approval, or recommendation of that site, its owner, or its content. Linking from this Website to any Third-Party Site does not create any agency, partnership, or other relationship between the Company and the owner of the Third-Party Site.

7.3 Your Responsibility

When you leave this Website and visit a Third-Party Site, you do so at your own risk and subject to the terms and conditions of that Third-Party Site. You are encouraged to review the terms of use and privacy policies of any Third-Party Site you visit.

7.4 Deep Linking and Framing

You may not frame or deep link to any page of this Website without the Company’s express prior written consent.

8. ACCESSIBILITY POLICY

8.1 Commitment to Accessibility

Curio Haus LLC is committed to ensuring that this Website is accessible to individuals with disabilities in compliance with the Americans with Disabilities Act (ADA), Section 508 of the Rehabilitation Act, and other applicable federal, state, and local accessibility laws and guidelines.

8.2 Web Content Accessibility Guidelines (WCAG)

The Company strives to meet or exceed the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA standards, which include but are not limited to:

  • Providing text alternatives for non-text content;

  • Ensuring content is navigable via keyboard;

  • Providing sufficient color contrast;

  • Ensuring content is compatible with current assistive technologies;

  • Providing captions and other alternatives for multimedia content.

8.3 Accessibility Feedback and Accommodation Requests

If you encounter any accessibility barriers on this Website or need content in an alternative format, please contact us at [email protected]. Please describe the specific accessibility issue and include your preferred contact information. We will make reasonable efforts to accommodate your needs and to respond to your request within a reasonable timeframe.

8.4 Ongoing Efforts

The Company acknowledges that accessibility is an ongoing effort. We regularly review and test our Website for accessibility issues and work to remediate any barriers we identify. However, we cannot guarantee that this Website will at all times be fully compliant with all applicable accessibility standards.

9. MISCELLANEOUS PROVISIONS

9.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to this Agreement.

9.2 Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.Any and all disputes, claims, or controversies arising out of or relating to this Agreement, the Website, or any products or services offered by the Company (each, a "Dispute") shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. THE PARTIES WAIVE ANY RIGHT TO A JURY TRIAL.The arbitration shall be conducted exclusively in Williamson County, Texas, and shall not be conducted in any other state or jurisdiction. The parties expressly agree that arbitration outside the State of Texas is not permitted under any circumstances. The arbitrator shall have the authority to award any remedy that would be available in a court of law.

9.3 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. If this waiver is found unenforceable, then the entirety of the arbitration provision shall be null and void.

9.4 Venue for Non-Arbitrable Claims

For any claims or disputes that are not subject to arbitration, you agree to submit to the exclusive personal jurisdiction and venue of the state and federal courts located in Williamson County, Texas. You waive any objection to the exercise of jurisdiction over you by such courts and to venue in such courts.

9.5 Severability

If any provision of this Agreement is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, it shall be severed, and the remaining provisions shall continue in full force and effect.

9.6 Entire Agreement

This Agreement, together with any additional terms and conditions, policies, or notices posted on this Website, constitutes the entire agreement between you and the Company with respect to your use of this Website and supersedes all prior and contemporaneous agreements, representations, and understandings of the parties relating to the subject matter hereof.

9.7 Waiver

The failure of the Company to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. Any waiver of any provision of this Agreement will be effective only if in writing and signed by an authorized representative of the Company.

9.8 Assignment

You may not assign or transfer any of your rights or obligations under this Agreement without the Company’s prior written consent. The Company may freely assign this Agreement without restriction. This Agreement shall be binding upon and inure to the benefit of the parties and their respective permitted successors and assigns.

9.9 Headings

Section headings in this Agreement are for convenience only and have no legal or contractual effect.

9.10 No Third-Party Beneficiaries

This Agreement is for the sole benefit of the parties hereto and their respective permitted successors and assigns. Nothing in this Agreement, express or implied, is intended to or shall confer upon any other person any legal or equitable right, benefit, or remedy of any nature whatsoever under or by reason of this Agreement.

9.11 Updates and Modifications

The Company reserves the right, in its sole discretion, to modify, amend, update, or replace this Agreement at any time, with or without notice. Changes will be effective immediately upon posting to the Website. The “Last Updated” date at the top of this Agreement will reflect the date of the most recent revision. Your continued use of the Website following any such changes constitutes your binding acceptance of the updated Agreement. If you do not agree to the revised Agreement, your sole remedy is to discontinue using the Website.

9.12 Contact Information

All notices, requests, or communications under this Agreement should be directed to:Curio Haus LLCc/o SoniaDumas.comEmail: [email protected]

10. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE

10.1 Respect for Intellectual Property

Curio Haus LLC respects the intellectual property rights of others and expects users of the Website to do the same. It is the Company’s policy to respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act of 1998 (17 U.S.C. § 512) ("DMCA").

10.2 DMCA Takedown Notice

If you believe that material on this Website infringes upon your copyright, please submit a written DMCA Notice to the Company’s designated copyright agent containing ALL of the following:

  • A physical or electronic signature of the copyright owner or a person authorized to act on their behalf;

  • Identification of the copyrighted work(s) claimed to have been infringed;

  • Identification of the material claimed to be infringing and information reasonably sufficient to permit the Company to locate the material on the Website (e.g., URL);

  • Your contact information, including name, address, telephone number, and email address;

  • A statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

  • A statement, made under penalty of perjury, that the information in the notification is accurate and that you are the copyright owner or are authorized to act on behalf of the copyright owner.

10.3 Designated Agent

DMCA Notices should be sent to:DMCA Agent — Curio Haus LLCEmail: [email protected] Line: DMCA Notice

10.4 Counter-Notification

If you believe that material you posted was wrongfully removed pursuant to a DMCA Notice, you may submit a written counter-notification to the Company’s designated agent. Any such counter-notification must comply with the requirements of 17 U.S.C. § 512(g)(3).

10.5 Repeat Infringer Policy

In accordance with the DMCA and other applicable law, the Company has adopted a policy of terminating, in appropriate circumstances and at the Company’s sole discretion, the accounts of users who are deemed to be repeat infringers.

11. REFUND POLICY

11.1 All Sales Final

ALL SALES ARE FINAL. NO REFUNDS, CREDITS, OR EXCHANGES OF ANY KIND.BY COMPLETING A PURCHASE ON THIS WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT ALL SALES ARE FINAL AND THAT YOU ARE NOT ENTITLED TO A REFUND, CREDIT, EXCHANGE, OR ANY OTHER FORM OF COMPENSATION, WHETHER PARTIAL OR IN FULL, UNDER ANY CIRCUMSTANCES.

11.2 Scope of No-Refund Policy

This no-refund policy applies to all products, services, and offerings sold by Curio Haus LLC through this Website, including but not limited to:

  • Digital products (e-books, courses, templates, downloads, worksheets, guides, toolkits);

  • Online programs, memberships, and subscriptions;

  • Coaching packages, consulting services, and done-for-you services;

  • Live and recorded webinars, workshops, masterclasses, and events;

  • Physical products;

  • Any other product, service, or offering of any kind.

11.3 No Chargebacks

You agree not to initiate a chargeback or payment dispute with your credit card company or financial institution in connection with any purchase from the Company. If you initiate an unauthorized chargeback, you agree that the Company may seek all available legal and equitable remedies, including recovery of its costs and attorneys’ fees.

11.4 Technical Issues

In the event you experience a technical issue preventing you from accessing a digital product you have purchased, please contact [email protected] within thirty (30) days of purchase. The Company will make reasonable efforts to resolve technical access issues but does not guarantee any specific resolution and retains the right to determine the appropriate remedy in its sole discretion. Technical issues do not entitle you to a refund.

11.5 Acknowledgment

You acknowledge that you have had sufficient opportunity to review the description and details of any product or service prior to purchase and that you have made your purchasing decision of your own free will. You further acknowledge that the no-refund policy is clearly stated and that your purchase constitutes acceptance of this policy.

12. AFFILIATE DISCLOSURE

12.1 Affiliate and Partner Relationships

Curio Haus LLC and SoniaDumas.com actively collaborate with a wide range of affiliates, partners, brands, platforms, networks, and programs. These relationships are material to the operation of the Website and the Company’s business model.

12.2 Identification of Partner Relationships

The Company primarily uses the word "partner" or "partners" to identify and disclose relationships with affiliates, sponsors, collaborators, and other third parties with whom the Company has a financial or material connection. When you see the word "partner" used in connection with a product, service, company, or individual, you should understand that the Company may receive compensation in connection with that relationship.

12.3 Compensation Disclosure

The Company may receive compensation when you click on links to partner products or services or when you make a purchase from or through a partner. This compensation may take many forms, including but not limited to:

  • Commission payments or referral fees;

  • Revenue share arrangements;

  • Flat fees for placement or promotion;

  • Free products, services, or access provided in exchange for review or promotion;

  • Co-marketing or cross-promotional benefits.

12.4 Honest Opinions

The Company endeavors to only partner with brands, products, and services it genuinely uses, believes in, or finds valuable for its audience. However, you are encouraged to independently evaluate all products and services before purchase, regardless of any recommendation on this Website.

12.5 Third-Party Terms

All partner products and services are subject to the terms and conditions of the respective partner company. The Company is not responsible for partner products or services and has no liability for any damages, losses, or issues arising from your use of or purchase from any partner.

13. RESPONSIBILITY, RELIANCE, AND ASSUMPTION OF RISK

13.1 User’s Sole Responsibility

YOU ACKNOWLEDGE AND AGREE THAT YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR YOUR OWN ACTIONS, DECISIONS, AND THEIR CONSEQUENCES. You assume full and complete responsibility for any and all use you make of the information, content, products, services, tools, strategies, frameworks, or resources provided through this Website.

13.2 Duty to Conduct Independent Due Diligence

Before acting on any information obtained through this Website, you agree to conduct your own thorough, independent due diligence appropriate to your specific circumstances, goals, risk tolerance, and financial situation. This includes, without limitation:

  • Consulting with qualified licensed professionals (financial advisors, attorneys, accountants, medical professionals, etc.) as appropriate;

  • Independently verifying the accuracy, completeness, and relevance of any information;

  • Conducting your own market research and analysis;

  • Evaluating the suitability of any strategy, product, or service for your particular situation.

13.3 No Reliance on Website Content

You agree that you will not rely solely upon the content of this Website in making any decision of material consequence to you. The Company expressly disclaims any responsibility for decisions you make or actions you take based on information found on this Website.

13.4 Assumption of Risk

You expressly acknowledge and assume all risks associated with your use of this Website and any products, services, strategies, or information obtained through it, including but not limited to:

  • Financial risk, including the risk of monetary loss;

  • Business or investment risk;

  • Risk of reliance on inaccurate, incomplete, or outdated information;

  • Risk arising from your own implementation of any strategy or advice;

  • Technical risks associated with internet-based services;

  • Any other risk inherent in the subject matter of the Website’s content.

13.5 No Guarantee of Outcomes

The Company makes no guarantee, warranty, or representation regarding the outcomes or results you may achieve by using the Website or implementing any information, strategy, or approach found therein. Your results will depend entirely upon your own effort, circumstances, skills, resources, market conditions, and numerous other factors outside the Company’s control.

13.6 Acknowledgment of Sophisticated User

By using this Website and/or purchasing any product or service, you represent and warrant that you are a sufficiently sophisticated user who has the background and experience necessary to make an informed, independent evaluation of the information provided and who does not rely on the Company to make decisions on your behalf.

14. PRIVACY POLICY

14.1 Introduction

Curio Haus LLC respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how the Company collects, uses, stores, shares, and protects your personal information in connection with your use of the Website.

14.2 Information We Collect

We may collect the following categories of personal information from or about you:

  • Contact and identity information: name, email address, phone number, mailing address;

  • Payment and financial information: billing address, payment card details (processed through secure third-party payment processors — we do not store full credit card numbers);

  • Account information: username, password, purchase history, preferences;

  • Usage and technical data: IP address, browser type, operating system, referring URLs, pages visited, time spent on pages, and other analytics data;

  • Communications: records of emails, messages, or other correspondence between you and the Company;

  • User Content: any content you submit through the Website;

  • Marketing preferences: opt-in/opt-out status for communications.

14.3 How We Use Your Information

We may use the information collected about you for the following purposes:

  • To provide, operate, maintain, and improve the Website and our products and services;

  • To process transactions and send related information;

  • To communicate with you about your account, purchases, and support requests;

  • To send marketing and promotional communications (subject to your opt-out rights);

  • To personalize your experience on the Website;

  • To analyze usage and trends to improve the Website;

  • To detect, prevent, and address fraud, security issues, and other harmful activities;

  • To comply with legal obligations and enforce our agreements;

  • For any other purpose with your consent.

14.4 Sharing of Information

We do not sell your personal information. We may share your information with:

  • Service providers and vendors who assist in operating the Website or delivering products/services (e.g., email platforms, payment processors, hosting providers) under confidentiality obligations;

  • Affiliates and partners, to the extent necessary to fulfill your purchase or provide services you have requested;

  • Law enforcement or governmental authorities if required by law or to protect the Company’s rights;

  • A successor entity in connection with a merger, acquisition, or sale of assets, subject to notice to you;

  • Any third party with your express consent.

14.5 Cookies and Tracking Technologies

This Website uses cookies, web beacons, pixel tags, and similar tracking technologies to enhance your experience, analyze usage, and serve targeted advertising. By using the Website, you consent to the use of such technologies in accordance with this Privacy Policy. You may disable cookies through your browser settings; however, doing so may impact your ability to use certain features of the Website.

14.6 Third-Party Analytics and Advertising

We may use third-party analytics services (e.g., Google Analytics) and advertising networks that use cookies and tracking technologies to collect information about your use of the Website. These third parties have their own privacy policies, which we encourage you to review.

14.7 Data Security

We implement commercially reasonable technical, administrative, and physical security measures designed to protect your personal information from unauthorized access, use, disclosure, alteration, and destruction. However, no method of transmission over the internet or method of electronic storage is completely secure. We cannot guarantee absolute security and are not responsible for unauthorized access to your information caused by factors beyond our reasonable control.

14.8 Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with applicable legal obligations, to resolve disputes, and to enforce our agreements. When we no longer need your personal information, we will securely delete or anonymize it.

14.9 Children’s Privacy

This Website is not directed to or intended for children under the age of 13 (or the applicable age of digital consent in your jurisdiction). We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly. If you believe we have collected information from a child, please contact us at [email protected].

14.10 Your Privacy Rights

Depending on your jurisdiction, you may have certain rights with respect to your personal information, including but not limited to:

  • The right to access, correct, or delete your personal information;

  • The right to restrict or object to our processing of your personal information;

  • The right to data portability;

  • The right to withdraw consent (where processing is based on consent);

  • The right to opt out of the sale or sharing of your personal information (where applicable under state law, e.g., California CCPA/CPRA, Texas TDPSA).

To exercise any of these rights, please contact us at [email protected]. We will respond to your request in accordance with applicable law. Please note that we may need to verify your identity before processing your request.

14.11 California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know what personal information we collect, use, and disclose; the right to delete your personal information; the right to correct inaccurate personal information; the right to opt out of the sale or sharing of your personal information; and the right to non-discrimination for exercising your privacy rights. To submit a request or for more information, contact us at [email protected].

14.12 Texas Privacy Rights (TDPSA)

If you are a Texas resident, you may have rights under the Texas Data Privacy and Security Act (TDPSA), including rights to access, correct, delete, and port your personal data, as well as the right to opt out of targeted advertising, the sale of personal data, and profiling. To exercise your rights, contact [email protected].

14.13 Changes to This Privacy Policy

We reserve the right to update or change this Privacy Policy at any time. Any changes will be effective upon posting to the Website. Your continued use of the Website after the posting of any changes constitutes your acceptance of the revised Privacy Policy.

14.14 Contact for Privacy Inquiries

For any privacy-related questions, requests, or concerns, please contact:

Privacy Officer — Curio Haus LLC
Email: [email protected]

ACKNOWLEDGMENTBY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS ENTIRE AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL OF ITS TERMS AND CONDITIONS.

YOU FURTHER ACKNOWLEDGE THAT THIS AGREEMENT REPRESENTS THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN YOU AND CURIO HAUS LLC WITH RESPECT TO THE SUBJECT MATTER HEREOF, AND THAT IT SUPERSEDES ALL PRIOR PROPOSALS, REPRESENTATIONS, UNDERSTANDINGS, AND AGREEMENTS.